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Merchant Services

Muncy Bank has been meeting the banking needs of local businesses since 1893. Our reputation for conservative soundness makes us a natural partner for small businesses. Our local ownership, flexible decision-making, and solid foundation enable us to support businesses of all sizes with essential financing and modern technology like Merchant Card Services.

The Muncy Bank and Trust Company, in partnership with Approval Payment Solutions, proudly offers efficient and profitable solutions for all your electronic payment processing needs. That’s why businesses of every size turn to us for strategic guidance and ongoing support. Whether you’re selling to consumers or businesses, we have options that turn opportunity into success.

Want to learn more about merchant services? Contact Muncy Bank today online, at one of our locations, or by calling 570.546.2211.


What is merchant services?

With Merchant Card Services from Muncy Bank, your business will be able to process credit and debit cards at the point of sale, whether in person, over the phone, online, or via a mobile device. As younger generations increasingly expect to be able to pay with plastic, however large or small the purchase, “cash only” businesses are leaving sales on the table. When your customers can pay with the card of their choice, they’re more likely to make an impulse purchase or to spend more than they planned.

Online and mobile purchases are also increasing, and your customers are happiest when they can pay however and whenever they like. At the same time, concerns about fraud and data breaches are growing. Both businesses and their customers will appreciate the reassurance that comes with secure merchant processing. That’s why Muncy Bank partners with a trusted provider, Approval Payment Solutions, to provide safe and secure Merchant Services to our business customers.

 

What does merchant services include?

Over the course of our century-plus in business, Muncy Bank has developed the characteristics of leadership, vision and teamwork. Through consistent experience and frequent innovation, we focus on new technologies to help make payment processing more convenient and secure for your business. All of our Merchant Services customers receive the same features:

  • Processing for all major credit & debit cards
  • Quick & seamless startup
  • Experienced call center specialists
  • 24/7/365 Domestically located help desk
  • Countertop terminals/electronic cash registers
  • Smartphone applications
  • Web-based products
  • Convenient access to transaction detail via mobile app or web-based portal
  • Security for card acceptance & cardholder data
  • Next Day funding in most cases

You may choose to add on the following optional services:

  • Electronic Benefits Transfer Cards (EBT)
  • Electronic Check Service with verification and/or guarantee
  • Recurring Payments (requires software vs. terminal)
  • NFC & Digital Wallet Acceptance
  • Gift & Loyalty Card Programs
  • Website Development

Other features and benefits include:

  • Low-cost equipment purchases vs. long term lease
  • Risk Management and Fraud Controls
  • Tech support through our provider APS, a preferred vendor of the PA Bankers’ Association
  • Online reporting and support tools



How can my businesses benefit from merchant services?

Muncy Bank partners with businesses of all kinds and sizes in Central PA. Whether you run a small business startup or an established company, we can set you up with fast and secure merchant processing with various pricing options.   Our experienced business banking team can help your business find the Merchant Services solution that’s right for you.  Benefits of Merchant Services include:

  • Increased sales
  • Reduced risks
  • Lower operating costs
  • Greater customer loyalty
  • Expedited Accounts Receivable

 

Why partner with Muncy Bank?

We’ve been an integral part of your community since 1893. At Muncy, we’re dedicated to growing local businesses in Central PA by offering a range of deposit accounts, lending services, and cash management solutions. Our goal is to form lasting relationships with our commercial clients and help them find or create financial solutions that are designed to solve your business’s unique struggles. With offices in Muncy, Hughesville, Clarkstown, Montoursville, Dewart, Avis, and Linden, PA, your business banking team is always nearby, ready to provide convenient and efficient service.  

If you have questions or would like to learn more about our cash management services, contact Muncy Bank today by calling 570.546.2211 or visiting one of our locations!

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