Cash Management

Business banking that provides options to help your business succeed! If you have questions or would like to learn more about our cash management services, contact Muncy Bank today by calling 570.546.2211 or visiting one of our locations!

Cash management services through Business online banking.

ACH Origination

Payroll Direct Deposit
Direct Debit (debiting payments from your customers such as recurring monthly bills)
Business to Business Payments
Cash Concentration

Check Positive Pay

Positive Pay is a check fraud prevention tool that matches information regarding checks issued by your company against incoming clearing checks.

How Check Positive Pay works

The company uploads a checks issued file in CSV or Fixed Position format
System matches on check date, number, and amount
Unmatched items or missing info creates an exception item for customer to approve or return

Online Wire Transfer

Transmit wires online, one time or recurring

No forms or faxes
Recurring wire information can be stored for ease of future use
Personal call-back verification from Operations

Muncy Bank Remote Deposit Capture

RDC allows you to deposit checks right from your office.

Access one or multiple Muncy Bank accounts 24 hours a day 7 days a week
Make multiple check deposits during the day or one long deposit at the end of the day
Easy research of past deposits
Early detection of fraudulent checks
Low risk of lost or stolen checks

How Remote Deposit Capture works

Needed equipment

Personal Computer
High Speed Internet Access
Scanner

The Process

Receive check from customer
Scan the check at your computer
Electronic image is sent to Muncy Bank
Funds are deposited in your account*

*Terms and conditions of your Muncy Bank deposit account apply.

Deposits are considered received on business days.

Muncy Bank Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

• Free online expense reporting tools.

• No fee for additional employee cards.

• Mobile payment capability for added convenience.

• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.

• Cardmember Service available 24 hours a day/365 days per year.

Learn More

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Muncy Bank Merchant Services

If increased sales, reduced risks, lower operating costs, greater customer loyalty and expedited accounts receivables are something you would like to experience with your business, then The Muncy Bank Merchant Services program, in partnership with Elavon, may benefit you.

What does merchant services include:

In-person, online and mobile payment solutions
Smart terminals, Chip Card/EMV terminals and tablet Point of Sale systems
Solutions for e-commerce and online shopping carts
Loyalty and gift card programs to market, grow and retain your customers’ business
Accept mobile wallet payments including Apple Pay™ and Android Pay™
Next Day Business Funding
Dedicated Account Manager
24/7/365 domestically located help desk