Checking accounts

Muncy Bank Checking Accounts

Easy to understand accounts with the convenience of online banking, debit cards, no charge access to thousands of ATMs*, 24/7 fraud alerts and much more. Call 570.546.2211 to learn more or visit one of our locations to open your account today! Make the switch to Muncy Bank! Visit our Switch Kit page, download the form, and bring a completed copy to one of our locations to open your account!


My Option Interest Checking

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Earn interest and have the ability to write checks all in one account

  • With $500 minimum daily balance there is no monthly maintenance charge ($5.00 monthly maintenance charge if daily balance falls below $500)
  • Unlimited check writing
  • Interest paid on tiered balances starting at $500
  • No charge Muncy Bank Debit Card with 24/7 fraud protection
  • No surcharge from Muncy Bank or other banks if using ATMs in the MoneyPass® ATM Network
  • View our checking account rates


My Option 55+ Checking

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An account for anyone age 55 and over with the following features:

  • No minimum balance
  • No monthly maintenance charge
  • Unlimited check writing
  • Privilege Travel Club
  • Safe Deposit Box Discount
  • No charge basic style checks and cashier checks
  • No charge Muncy Bank Debit Card with 24/7 fraud protection
  • No surcharge from Muncy Bank or other banks if using ATMs in the MoneyPass® ATM Network
  • View our checking account rates

My Simple Option Checking

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If you want a simple option the Muncy Bank My Simple Option checking account will benefit you.   

  • No minimum balance
  • No monthly maintenance charge
  • Unlimited check writing 
  • No charge Muncy Bank Debit Card with 24/7 fraud protection
  • No surcharge from Muncy Bank or other banks if using ATMs in the MoneyPass® ATM Network
  • View our checking account rates

Open Your Muncy Bank Personal Checking Account

We will help you each step of the way!

  • Contact your local branch
  • Choose the Muncy Bank Checking Option that fits your needs
  • Open your new Muncy Bank Checking Account, but don’t close your old checking account yet! 
  • Download a Muncy Bank Switch Kit to help you through the steps 
  • View our checking account rates


What's Needed to Open an Account?

Visit your nearest Muncy Bank office with the following in order to open your account:

  • A Social Security Number or Tax Identification Number
  • A U.S. residential street address
  • Legal name
  • Birthdate
  • Deposit to open account
  • Driver's License


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*Muncy Bank is part of the MoneyPass® ATM network.  Visit moneypass.com or download the MoneyPass® app to find a no-surcharge ATM near you. 

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